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Sunday, February 21, 2016

Vemulakonda Gutta Matsyagiri Lakshmi Narasimha Swamy, Nalgonda District, Telangana state




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This Video was taken during My Family visit to Vemulakonda Gutta Matsyagiri Lakshmi Narasimha Swamy Temple in Valigonda mandal, Nalgonda Dist,Telangana.

Very famous and pleasent and popular place, MATSYA AVATAR NARASIHMA SWAMY is blessing the people from this hill.

Vemulakonda is a Historical and spiritual farmhouse place in Nalgonda District. Vemulakonda Village name Formed from Veyyi-munulakonda. it means there was thousands of Munulu thappassu chesina place.

Road Transport : 

We can reach the Place from Hyderabad - Bhongir - Valigonda-Mathsagiri hills(VEMULAKONDA), or Hyderabad - Choutupal -Valigonda and from there Matsagiri hills(VEMULAKONDA.

Bhongir is the Nearest Town to Vemulakonda. Bhongir is 36 km from Vemulakonda. Road connectivity is there from Bhongir to Vemulakonda.

Vemulakonda is a Village in Valigonda Mandal in Nalgonda District of Telangana State, India. It belongs to Telangana region . It is located 52 KM towards North from District head quarters Nalgonda. 

Vemulakonda Pin code is 508112 and postal head office is Valigonda . 

Vemulakonda is surrounded by Ramannapeta Mandal towards South , Atmakur(M) Mandal towards East , Choutuppal Mandal towards South , Chityala Mandal towards South

Bhongir , Jangaon , Hyderabad , Suryapet are the nearby Cities to Vemulakonda.

Cheruvugattu, Historical Ramalingaheshwar Swamy Temple ,Nalgonda Dt, Telangana




After Sri Lakshminarasimha Swamy Temple, Yadagirigutta, Telangana Chief Minister K. Chandrasekhar Rao is concentrating on the development of Sri Parvathi Jedala Ramalingaheshwar Swamy Temple, Cheruvugattu, in Nalgonda district.

The temple is located 15 km from the district headquarters.

In Cherugattu there is a hill known as Cherugattu Gutta. On top of the hill there is a Famous Lord Shiva Temple
Chants of “Hara hara mahadeva” and “om namaha shivaya” reverberated at all the Shiva temples in various parts of Nalgonda district. At the Cherugattu temple temple, devotees have formed serpentine queues to offer prayers to the presiding deity Lord Siva. They performed special poojas.

Sri Parvati Jadala Ramalingeshwara Swamy kalyanam was performed with religious fervour and divine grandeur at the famous Cheruvugattu hill shrine in Narketpally .Braving intense cold wave conditions, scores of devotees thronged the hill shrine and took a holy dip in the koneru adjacent to the temple in the wee hours.

The devotees watched the celestial wedding with utmost devotion.

The temple reverberated with Vedic chantings during the kalyanam. Later, the devotees performed sacred rituals and worshiped the temple deities.

Agnigundalu, one of the main events of the ongoing Brahmotsavalu, will be held at the hill shrine.

Dopotsavam, Mahapurnahuthi, Jyothirlingarchana and other sacred events will also be organised. 

The temple deities will be taken in a ceremonial procession on Gajavahanam marking the conclusion of the Brahmotsavalu.

 Shiva is ‘shakti’ or power, Shiva is the destroyer, the most powerful god of the Hindu pantheon and one of the godheads in the Hindu Trinity. Known by many names – Mahadeva, Mahayogi, Pashupati, Nataraja, Bhairava, Vishwanath, Bhava, Bhole Nath – Lord Shiva is perhaps the most complex of Hindu deities. Hindus recognize this by putting his shrine in the temple separate from those of other deities.

Mandal Name : Narketpally
District : Nalgonda
State : Telangana
Region : Telangana
Language : Telugu and Urdu

Saturday, February 13, 2016

Hampi Tourism, Karnataka, India









UNESCO World Heritage Tourist sites:




Group of Monuments at Hampi :


The austere, grandiose site of Hampi was the last capital of the last great Hindu Kingdom of Vijayanagar.

Its fabulously rich princes built Dravidian temples and palaces which won the admiration of travellers between the 14th and 16th centuries. Conquered by the Deccan Muslim confederacy in 1565, the city was pillaged over a period of six months before being abandoned.

Karnataka is a state in southwest India with Arabian Sea coastlines. The capital, Bengaluru (formerly Bangalore), is a high-tech hub known for its shopping and nightlife.

To the southwest, Mysore is home to lavish temples including Mysore Palace, former seat of the region’s maharajas.

Hampi, once the medieval Vijayanagara empire’s capital, contains ruins of Hindu temples, elephant stables and a stone chariot.

Hampi :

1. Founders: Bukka Raya I
2. Hampi :  A Village in India
3. Hampi is a village in northern Karnataka, India.
4. It was one of the richest and largest cities in the world during its prime. 
    The name Hampi can also mean "champion".



UNESCO World Heritage : A Journey Back in Time - Hampi Tourism, Karnataka - Indian Heritage - Hampi is a village in northern Karnataka state, India. It is located within the ruins of Vijayanagara, Hampi has spread 36sq Km, the former capital of the Vijayanagara Empire.


Places to See in Hampi :


Tourist attractions in Hampi lie in its boulder-laden landscape and rocky outcrop hemmed in a lush green surrounding. The ruins remind you of a mighty empire, which dominated large part of south India after the Mughals.

1. Hampi Bazaar

Located near the Virupaksha Temple, the Hampi Bazaar is also known as Virupaksha Bazaar. On either sides of this one kilometer long street near the temple, are pavilions which were once a part of the markets of the nobles.

2. Matanga Hill

Matanga hill is a well known tourist destination in Hampi. Its main attraction being the breathtaking aerial view of the Hampi landscape during sunset or sunrise.
Matanga hill is historically connected to the epic Ramayana as it was the hiding place for Sugriva, the ruler of Kishkinda.

3. Vithala Temple Complex

A unique architectural masterpiece, Vithala temple in Hampi is situated opposite to the village of Anegondi. The temple is named after Vithala, an avatar of Vishnu worshipped by the Marathas. Vithala temple is built in the form of a complex with compound wall and gateway towers.

The one thing that immediately catches attention is the stone chariot which has assumed iconic heights over the years for Karnataka tourism.

The pillared halls are intrinsically carved with sculptures that speak volumes about the glorious past of Hampi. Another feature that is worth mentioning here is the musical pillars that emanates the seven notes when tapped.

4. Hazara Rama Temple

The Hazara Rama temple complex in Hampi is located in the middle of the Royal Centre and was once used as a place of worship by the royal family members.

5. Lakshmi Narasimha Temple :

This giant monolithic statue of the man-lion god is the largest icon in Hampi. Narasimha is depicted in a cross-legged seated position.

The Lakshmi Narasimha temple in Hampi attracts tourists specifically due to its monolithic structure and the sheer enormity of its size. It is the single largest statue in Hampi with a height of 6.7 meters.

Narasimha, the fourth incarnation of Lord Vishnu is depicted as sitting on the giant coil of the celestial snake Adisesha.

The seven heads of the giant snake shielding Narasimha, arched by a Kirtimukha Torana in the front, is an architectural masterpiece in itself. By entering inside the enclosure, one can see the land of Lakshmi on Narasimha's back with her fingers, nails and rings, all beautifully sculptured.

6. Virupaksha Temple

Amidst the ruins of the ancient city Vijaynagar the Virupaksha temple stands tall with all its earlier structures still intact.

The temple personifies Lord Shiva and is still used for worship.
Virupaksha portrays Lord Shiva and Lord Vishnu in their various avatars. The chariot festival is celebrated in the premises of this temple during the month of February.


And Many More To see.

Tuesday, February 9, 2016

Sammakka Sarakka jatara 2016 or also known as Medaram jatara



The biggest jatara to be celebrated after formation of the Telangana State. 

The State government has sanctioned Rs. 172.54 crore for the jatara. Chief Minister K. Chandrasekhar Rao himself would review the arrangements from time to time.

The land of versatility - India is second to none, more when it becomes an object of study, analysis and attention all because of the different religions to which it serves as amalgamating pot. Every religion has its significance and a proposed way of life to live it as ideally as possible. It is possible to get a glimpse of each of them and revel in the rich knowledge, the way followers of different faiths try to connect with their Creator at various pilgrimage sites in India.

After formation of Telangana State, celebrating the First  Sammakka Saralamma Jathara, also well known as Medaram Jatara.

It is held once in two years with lot of gusto for 4 days during Magha Purnima.

The historic bi-annual Sammakka Sarakka jatara will be held for four days starting from February 17 to 20 next year (2016) at Medaram village in the district.

Pilgrimage tour in India only strengthens the faith on life, humanity and God.

Medaram Jatara Important Dates 2016 and Events :

Jatara starts on February 17 and ends on February 20 2015.

Samakkha Saralamma Festival Dates :

1. On 17th Feb 2016 Goddess Saralamma will arrive to Platform (Gadde).

2. On 18th Feb 2016 Goddess Sammakka will arrive to Platform (Gadde).

3. On 19th Feb 2016 Devotees offer naivedyam or other offerings like Bangaram.
(bellam – jaggery)

4. On 20th Feb 2016 Last day of Sammkka Sarakka Jathara.

Goddess Sammakkar and Saralamma will return back in to forest.


Route to reach Medaram Sammakka Saralamma Jatara :

Madaram is a small village located in the forest area. Madaram comes under the Telangana Region of Telangana State in the Mandal of Tadvai which is in Warangal district.

Distance from Hyderabad : around 250 Kms.

Distance from Warangal/Hanmakonda : around 105 Kms.

Buses from Hyderabad, Warangal, Khajipet and Janagam runs most frequently. From Hyderabad for every 20 minutes buses runs from Uppal, MGBS(Mahatma Gandhi Bus Station), Jagadgiri Gutta, Bora Banda.

TSRTC also providing online reservation facility for Madaram Sammakka Sarakka Jatara.

Several Lakhs of people from different parts of the State and others will throng the tiny Medaram village to pay obeisance to tribal Goddesses Sammakka and Sarakka. The four-day tribal spiritual event is considered the biggest tribal fair in the country.

Monday, February 1, 2016

Classification of Mutual Funds in India




Classification of Mutual Funds in India

Mutual funds allow investors to pool in their money for a diversified selection of securities, managed by a professional fund manager.
The Mutual Funds usually invest their funds in equities, bonds, debentures, call money etc., depending on the objectives and terms of scheme floated by MF.   Now a days there are MF which even invest in gold or other asset classes.
Some important mutual fund schemes under the following three categories based on maturity period of investment:
I. Open-Ended - This scheme allows investors to buy or sell units at any point in time. 

    This does not have a fixed maturity date.
1. Debt/ Income - In a debt/income scheme, a major part of the investable fund are channelized towards debentures, government securities, and other debt instruments. Although capital appreciation is low (compared to the equity mutual funds), this is a relatively low risk-low return investment avenue which is ideal for investors seeing a steady income.
2. Money Market/ Liquid - This is ideal for investors looking to utilize their surplus funds in short term instruments while awaiting better options. These schemes invest in short-term debt instruments and seek to provide reasonable returns for the investors.
3. Equity/ Growth - Equities are a popular mutual fund category amongst retail investors. Although it could be a high-risk investment in the short term, investors can expect capital appreciation in the long run. If you are at your prime earning stage and looking for long-term benefits, growth schemes could be an ideal investment.
3. i. Index Scheme - Index schemes is a widely popular concept in the west. These follow a passive investment strategy where your investments replicate the movements of benchmark indices like Nifty, Sensex, etc.
 3.ii. Sectoral Scheme - Sectoral funds are invested in a specific sector like infrastructure, IT, pharmaceuticals, etc. or segments of the capital market like large caps, mid caps, etc. This scheme provides a relatively high risk-high return opportunity within the equity space.
 3.iii. Tax Saving - As the name suggests, this scheme offers tax benefits to its investors. The funds are invested in equities thereby offering long-term growth opportunities. Tax saving mutual funds (called Equity Linked Savings Schemes) has a 3-year lock-in period.
4. Balanced - This scheme allows investors to enjoy growth and income at regular intervals. Funds are invested in both equities and fixed income securities; the proportion is pre-determined and disclosed in the scheme related offer document. These are ideal for the cautiously aggressive investors.
II. Closed-Ended - In India, this type of scheme has a stipulated maturity period and investors can invest only during the initial launch period known as the NFO (New Fund Offer) period.
1. Capital Protection - The primary objective of this scheme is to safeguard the principal amount while trying to deliver reasonable returns. These invest in high-quality fixed income securities with marginal exposure to equities and mature along with the maturity period of the scheme.
2. Fixed Maturity Plans (FMPs) - FMPs, as the name suggests, are mutual fund schemes with a defined maturity period. These schemes normally comprise of debt instruments which mature in line with the maturity of the scheme, thereby earning through the interest component (also called coupons) of the securities in the portfolio. FMPs are normally passively managed, i.e. there is no active trading of debt instruments in the portfolio. The expenses which are charged to the scheme, are hence, generally lower than actively managed schemes.
III. Interval - Operating as a combination of open and closed ended schemes, it allows investors to trade units at pre-defined intervals.

NAV means Net Asset Value:
The investments made by a Mutual Fund are marked to market on daily basis. In other words, we can say that current market value of such investments is  calculated on daily basis.  NAV is arrived at after deducting all liabilities (except unit capital) of the fund from the realisable value of all assets and dividing by number of units outstanding. Therefore,  NAV on a particular day reflects the realisable value that the investor will get for each unit if the scheme is liquidated on that date. This NAV keeps on changing with the changes in the market rates of equity and bond markets.

Difference between Mutual Funds and Hedge Funds:
 Hedge Funds are the investment portfolios which are aggressively managed and uses advanced investment strategies, such as leveraged, long, short and derivative positions in both domestic and international markets with a goal of generating high returns .  In case of Hedged Funds, the number of investors is usually small and minimum investment required is large.   Moreover, they are more risky and generally the investor is not allowed to withdraw funds before a fixed tenure.
ULIP or Unit Linked Insurance Plan :
The money You Pay as premium is Split into two portions:
A Large portion is invested in shares of companies or bonds and debentures.You are allotted units which represent your share in the total value of the ULIP.
A smaller portion goes towards insuring your life.
Where as Mutual funds ?
The money You Invest is invested in shares of companies or bonds and debentures.
You are allotted units which represent your share in the total value of the mutual fund.
ULIPs are sold primarily based on this ‘Two-in-One” promise and at first glance it seems like a good idea. But as an investor you have to be careful that you don’t get something that does neither of the two things very well.
So the comparison is not between ULIPs and mutual funds but between ULIPs and a combo of Mutual funds + Term life insurance.